Why You Need Dental Insurance?

Dental insurance is a type of health insurance designed to pay a portion of the costs associated with dental care. There are several different types of individual, family, or group dental insurance plans grouped into three primary categories:

  • Indemnity (or sometimes called: true dental insurance) which allows you to see any dentist you want who accepts insurance.
  • Preferred Provider Network dental plans.
  • Dental Health Managed Organizations (DHMO) in which you are assigned to an in-network dentist or in-network dental office and must stay within that network to receive your dental benefits.

Vision Insurance

Vision insurance is a form of insurance that provides coverage for the services rendered by eye care professionals such as ophthalmologists and optometrists. There are many vision insurance companies. The typical vision insurance plan provides yearly coverage for eye examinations and partial or full coverage eyeglasses, sunglasses, and contact lenses, with or without copays, depending on the plan chosen.

What Are They Are Saying...

If you are looking for a high quality company, I highly recommend this one. They are the very best in the field, no compromise. Laurie has helped me with the setup of Medicare and continues to help me navigate through the process. She is extremely efficient and has great follow through. She is always eager to help me with whatever I need or any questions I may have. I highly recommend her.

Anne

dreaded the Medicare/ supplement insurance thing and really was clueless about what covered what. Laurie walked me through it and basically handled everything! I’m so glad not to have gone through what some of my friends have. She’s always makes time to answer my questions, I love that! She’s the best!

Karen M.

If you are looking for a high quality company, I highly recommend this one. They are the very best in the field, no compromise.

New Client

Ok, thanks so much.🙂 ALSO, would like to thank you for all your time and help you have given me through the enrollment process. I know I probably asked way too many questions. I really appreciate your patience and how thorough you have been with me. Thanks again Laurie for making this much easier for me to understand... YOU are the BEST!☺️

Thanks again, YOU have been so helpful and just want to let you know I really appreciate all the "detailed" info you have given AND for your time to give great customer service!❣️ ☺️

A big thank you for working with me, Laurie. All us peeps are very fortunate to have you as our broker. ❤️

Samantha, I appreciate you getting me back to me so quickly. Your dedication and professionalism never fail to impress me. You always provide excellent customer service. Thank you for the explanation. I've been extremely happy with my coverage and appreciate your recommendation to go with them. You've answered my questions and I know I'm in good hands with you!

Laurie, Thank you for patiently walking me through the steps of adding part B to my Medicare. You did so much more than that though. You saved me the stress of dealing with at a time when I was so emotionally depleted that one more thing on my plate would have broken me. I have enough to deal with my illness, but thanks to you, insurmountable medical bills won’t be one of them.

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